Health insurer comparison 2027 by premium region
Switzerland has 42 premium regions; in each, 21–28 health insurers offer basic insurance. Which insurer is cheapest depends on the region. Choose your region to see every insurer with its 2027 premium and the change from 2026.
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| Region | Insurers | Cheapest standard premium | Lowest possible | Communes |
|---|---|---|---|---|
| Aargau | 27 | 548.80 Agrisano | 363.70 Agrisano | 196 |
| Appenzell Outer Rhodes | 23 | 501.00 Agrisano | 322.40 Agrisano | 20 |
| Appenzell Inner Rhodes | 23 | 436.00 ÖKK | 248.40 KPT | 5 |
| Basel-Landschaft, region 1 | 23 | 650.00 ÖKK | 440.20 Atupri Gesundheitsversicherung AG | 21 |
| Basel-Landschaft, region 2 | 23 | 606.00 ÖKK | 413.10 KPT | 65 |
| Basel-Stadt | 23 | 690.40 SLKK | 470.70 CONCORDIA | 3 |
| Bern, region 1 | 26 | 653.70 Sanitas | 440.40 Sanitas | 15 |
| Bern, region 2 | 26 | 590.00 ÖKK | 396.10 Visana | 212 |
| Bern, region 3 | 26 | 541.20 Agrisano | 357.20 Agrisano | 107 |
| Fribourg, region 1 | 23 | 593.30 Atupri Gesundheitsversicherung AG | 384.90 Atupri Gesundheitsversicherung AG | 25 |
| Fribourg, region 2 | 23 | 551.00 ÖKK | 353.80 KPT | 93 |
| Geneva | 21 | 711.20 Assura-Basis SA | 483.40 Assura-Basis SA | 45 |
| Glarus | 26 | 523.80 Agrisano | 327.50 KPT | 3 |
| Grisons, region 1 | 24 | 525.20 curaulta | 347.30 CONCORDIA | 15 |
| Grisons, region 2 | 24 | 489.50 curaulta | 322.00 Agrisano | 45 |
| Grisons, region 3 | 24 | 450.80 curaulta | 304.60 vita surselva | 40 |
| Jura | 21 | 655.80 Atupri Gesundheitsversicherung AG | 456.00 Sanitas | 50 |
| Lucerne, region 1 | 25 | 527.65 Luzerner Hinterland | 346.30 Atupri Gesundheitsversicherung AG | 5 |
| Lucerne, region 2 | 25 | 489.65 Luzerner Hinterland | 330.10 CONCORDIA | 19 |
| Lucerne, region 3 | 25 | 468.65 Luzerner Hinterland | 312.20 Luzerner Hinterland | 55 |
| Neuchâtel | 21 | 675.60 Atupri Gesundheitsversicherung AG | 465.40 Sanitas | 24 |
| Nidwalden | 26 | 461.50 Agrisano | 286.75 Sanitas | 11 |
| Obwalden | 26 | 474.00 Agrisano | 299.00 Agrisano | 7 |
| Schaffhausen, region 1 | 23 | 568.30 Agrisano | 380.10 KPT | 2 |
| Schaffhausen, region 2 | 23 | 514.50 Agrisano | 334.10 Agrisano | 24 |
| Schwyz | 28 | 454.70 Einsiedler Krankenkasse | 316.20 CONCORDIA | 30 |
| Solothurn | 25 | 582.40 Agrisano | 392.80 Agrisano | 104 |
| St. Gallen, region 1 | 25 | 560.50 Agrisano | 371.70 Sanitas | 8 |
| St. Gallen, region 2 | 25 | 509.90 Agrisano | 327.90 Atupri Gesundheitsversicherung AG | 44 |
| St. Gallen, region 3 | 25 | 488.00 Agrisano | 311.10 Agrisano | 23 |
| Ticino, region 1 | 21 | 713.00 Agrisano | 505.80 Agrisano | 70 |
| Ticino, region 2 | 21 | 658.00 Agrisano | 457.75 Sanitas | 30 |
| Thurgau | 23 | 524.60 Agrisano | 336.50 Atupri Gesundheitsversicherung AG | 80 |
| Uri | 26 | 463.90 Atupri Gesundheitsversicherung AG | 282.30 Atupri Gesundheitsversicherung AG | 19 |
| Vaud, region 1 | 21 | 661.40 GALENOS AG | 456.00 Atupri Gesundheitsversicherung AG | 115 |
| Vaud, region 2 | 21 | 614.40 GALENOS AG | 431.10 Philos Krankenversicherung AG | 177 |
| Valais, region 1 | 24 | 574.20 Atupri Gesundheitsversicherung AG | 379.30 Atupri Gesundheitsversicherung AG | 53 |
| Valais, region 2 | 26 | 494.45 Visperterminen | 317.90 sodalis | 69 |
| Zug | 27 | 405.30 Agrisano | 227.50 CONCORDIA | 11 |
| Zurich, region 1 | 27 | 633.00 SLKK | 406.80 Atupri Gesundheitsversicherung AG | 1 |
| Zurich, region 2 | 27 | 557.10 Wädenswil | 367.40 Atupri Gesundheitsversicherung AG | 37 |
| Zurich, region 3 | 27 | 508.10 Wädenswil | 338.90 SLKK | 122 |
Standard = free choice of doctor, CHF 300 deductible, with accident cover, adults 26+. Change on the same tariff as in 2026. Lowest = the insurer's cheapest model with the highest deductible. Children = standard model, CHF 0 deductible.
All health insurers
Each insurer’s premiums in every region where it operates.
CSS · Aquilana · Einsiedler Krankenkasse · Sumiswalder · Steffisburg · CONCORDIA · Atupri Gesundheitsversicherung AG · Avenir Krankenversicherung AG · Luzerner Hinterland · KPT · ÖKK · Vivao Sympany · Glarner · curaulta · EGK · SLKK · sodalis · vita surselva · Visperterminen · Wädenswil · Birchmeier · SWICA · GALENOS AG · rhenusana · Mutuel Krankenversicherung AG · Sanitas · Philos Krankenversicherung AG · Assura-Basis SA · Visana · Agrisano · Helsana · sana24
Source: BAG / FOPH, opendata.swiss · SLI-2026-10-03.32
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