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ÖKK: 2027 premiums by premium region

ÖKK offers basic insurance for 2027 in 42 of the 42 premium regions (26 cantons). Its standard adult premium (free choice of doctor, CHF 300 deductible, with accident cover) ranges from CHF 436.00 (Appenzell Inner Rhodes) to CHF 744.00 (Ticino, region 1) a month; compared with 2026 it changes by a median +3.1%. In 5 regions ÖKK is the cheapest insurer in the standard model. ÖKK's lowest premium is CHF 251.10 (Appenzell Inner Rhodes, ÖKK CASAMED HMO, CHF 2’500 deductible).

Head office: 7302 Landquart · BAG 455

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ÖKK in every premium region (CHF per month)

Standard = free choice of doctor, CHF 300 deductible, with accident cover, adults 26+. Change on the same tariff as in 2026. Lowest = the insurer's cheapest model with the highest deductible. Children = standard model, CHF 0 deductible. Rank = position among all insurers of the region in the standard model (1 = cheapest).

Premium regionStandard 2027vs 2026RankLowestChildren
Aargau585.00+1.7%11 of 27380.70
ÖKK CASAMED HMO
146.30
Appenzell Outer Rhodes533.00+6.2%3 of 23335.50
ÖKK CASAMED HMO
133.30
Appenzell Inner Rhodes436.00+3.3%1 of 23251.10
ÖKK CASAMED HMO
109.00
Basel-Landschaft, region 1650.00+3.2%1 of 23456.70
ÖKK CASAMED HAUSARZT
162.50
Basel-Landschaft, region 2606.00+3.6%1 of 23417.10
ÖKK CASAMED HAUSARZT
151.50
Basel-Stadt704.00+0.3%2 of 23484.20
ÖKK CASAMED HMO
176.00
Bern, region 1687.00+3.3%8 of 26484.60
ÖKK CASAMED HMO
151.20
Bern, region 2590.00+3.1%1 of 26399.20
ÖKK CASAMED HMO
129.80
Bern, region 3561.00+3.5%4 of 26373.70
ÖKK CASAMED HMO
123.50
Fribourg, region 1596.00+3.1%2 of 23408.10
ÖKK CASAMED HAUSARZT
149.00
Fribourg, region 2551.00+3.8%1 of 23367.60
ÖKK CASAMED HAUSARZT
137.80
Geneva729.00+2.7%4 of 21546.10
ÖKK CASAMED HAUSARZT
182.30
Glarus532.00+0.4%4 of 26350.50
ÖKK CASAMED HAUSARZT
133.00
Grisons, region 1534.00+3.7%3 of 24352.30
ÖKK CASAMED HAUSARZT
128.20
Grisons, region 2510.00+5.4%4 of 24330.70
ÖKK CASAMED HAUSARZT
122.40
Grisons, region 3488.00+3.2%5 of 24310.90
ÖKK CASAMED HAUSARZT
117.20
Jura668.00+2.8%2 of 21489.60
ÖKK CASAMED HAUSARZT
167.00
Lucerne, region 1571.00+4.4%7 of 25374.20
ÖKK CASAMED HMO
125.70
Lucerne, region 2540.00+3.6%8 of 25346.90
ÖKK CASAMED HMO
118.80
Lucerne, region 3525.00+3.6%10 of 25333.70
ÖKK CASAMED HMO
115.50
Neuchâtel685.00+1.5%2 of 21488.20
ÖKK CASAMED HAUSARZT
171.30
Nidwalden497.00+1.2%7 of 26304.10
ÖKK CASAMED HMO
124.30
Obwalden495.00+0.8%4 of 26302.40
ÖKK CASAMED HMO
123.80
Schaffhausen, region 1579.00+4.9%2 of 23383.80
ÖKK CASAMED HMO
127.40
Schaffhausen, region 2539.00+4.7%3 of 23349.00
ÖKK CASAMED HMO
118.60
Schwyz516.00+2.8%5 of 28325.80
ÖKK CASAMED HMO
129.00
Solothurn597.00+1.0%3 of 25403.10
ÖKK CASAMED HMO
149.30
St. Gallen, region 1562.00+1.8%3 of 25374.60
ÖKK CASAMED HMO
123.70
St. Gallen, region 2527.00+1.7%3 of 25343.80
ÖKK CASAMED HMO
116.00
St. Gallen, region 3517.00+1.8%6 of 25335.00
ÖKK CASAMED HMO
113.80
Ticino, region 1744.00+1.5%4 of 21527.30
ÖKK CASAMED HMO
186.00
Ticino, region 2669.00+1.4%2 of 21462.10
ÖKK CASAMED HMO
167.30
Thurgau533.00+0.9%2 of 23349.10
ÖKK CASAMED HMO
117.30
Uri478.00+0.6%3 of 26287.60
ÖKK CASAMED HMO
119.50
Vaud, region 1678.00+2.7%3 of 21481.90
ÖKK CASAMED HAUSARZT
169.50
Vaud, region 2645.00+2.4%3 of 21452.20
ÖKK CASAMED HAUSARZT
161.30
Valais, region 1578.00+4.1%2 of 24391.90
ÖKK CASAMED HAUSARZT
144.50
Valais, region 2505.00+5.2%4 of 26326.20
ÖKK CASAMED HAUSARZT
126.30
Zug447.00+2.5%16 of 27268.90
ÖKK CASAMED HMO
98.40
Zurich, region 1672.00+7.5%12 of 27476.50
ÖKK CASAMED HAUSARZT
147.90
Zurich, region 2580.00+3.9%5 of 27393.70
ÖKK CASAMED HAUSARZT
127.60
Zurich, region 3528.00+3.7%4 of 27346.90
ÖKK CASAMED HAUSARZT
116.20

Frequently asked questions

Where is ÖKK cheapest in 2027?

In the standard model with the CHF 300 deductible and accident cover, ÖKK is cheapest in 2027 in the premium region Appenzell Inner Rhodes: CHF 436.00 a month (FOPH-approved premiums).

In how many regions does ÖKK offer basic insurance?

ÖKK has FOPH-approved 2027 premiums in 42 of Switzerland's 42 premium regions.

All health insurers

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All premium regions · Premium history 2010–2027

All premiums are the compulsory health insurance premiums approved by the FOPH for 2027 (Prämien_CH.csv, opendata.swiss). Premium subsidies and discounts are not included; the insurer’s offer is binding.

Source: BAG / FOPH, opendata.swiss · priminfo.admin.ch · SLI-2026-10-03.32

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